Benefits Overview

Compared to other utility employers, Toho's plan is one of most generous and affordable to employees because we pay 100% of the premium cost for the employee's individual health insurance plan and the employee's individual dental insurance plan. Employees may also elect to purchase health and dental insurance coverage for their qualifying spouse or domestic partner and qualifying dependents. For full-time, active employees working at least 30 hours per week coverage will be effective after the first thirty (30) days of employment. 

Employees and eligible dependents have access to visit the onsite health clinic to receive free primary care services, health and wellness coaching, lab work, and generic brand prescriptions.

Group term life insurance benefit is based upon one times your annual salary, not to exceed $100,000, and is provided at no cost to every employee of Toho. Employees may elect to purchase additional life insurance. Long-term and short-term disability insurance is also available for purchase.

For full time employees, working at least 30 hours per week, are enrolled in Toho’s 401a Defined Contribution Plan. Similar to a 401(k) plan, employee contributions are pre-tax, and plan participants are not taxed on employer contributions or upon earnings until funds are withdrawn. Employees may elect to contribute additional by enrolling in a 457 deferred compensation plan. Toho also offers a retirement match.